Carolina Trust Bank  Mortgage

         

How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you and gather a few items (paystubs, W-2's, bankstatements, insurance information, etc)

STEP TWO -- Your Loan is Approved and Funded

Once we have final approval for your loan we will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the Escrow/Title team and you'll sign the final papers at a location that is the most convenient  for you. Simple, Straightforward, Cost Effective, and FAST!

Danny Long
Carolina Trust Bank Mortgage
P.O. BOX 308, LINCOLNTON, NC  28093
Direct:  (704) 483-9598 Ext. 18
dlong@carolinatrust.com
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